Market Overview
Home Prices in Guilford, MO
The median home value in Guilford, MO is $368,791 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Guilford are priced10% below average. Guilford is part of the Maryville, MO metro area.
Over the past five years, Guilford home values have risen by approximately36.1%, reflecting strong long-term appreciation in this market.
Price History
Guilford Home Price Trend
City Comparison
Guilford vs. National Median
At $368,791, homes in Guilford cost 10% below the national median of $410,000. This makes Guilford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Guilford?
20% Down Payment
$73,758
on $368,791
Monthly P&I
$1,923/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,442/mo
incl. taxes & insurance
Income Needed
$97,680
gross annual (30% rule)
10% Down Option
$36,879
+ PMI applies
Loan Amount (20% dn)
$295,033
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Guilford, MO?
The median home value in Guilford is $368,791 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Guilford?
Over the past year, home values in Guilford have increased by 2.2%. Over five years, prices have risen approximately 36.1%.
How much do I need to earn to buy a home in Guilford?
To comfortably afford the median home price of $368,791 with a 20% down payment ($73,758) at today's rates (6.8%), you'd need a gross annual income of approximately $97,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Guilford compare to the national average home price?
The national median home value is approximately $410,000. At $368,791, homes in Guilford are 10% below the national average.
What metro area is Guilford part of?
Guilford is part of the Maryville, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.