Market Overview
Home Prices in Harrisburg, MO
The median home value in Harrisburg, MO is $406,726 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and up 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harrisburg are priced1% below average. Harrisburg is part of the Columbia, MO metro area.
Over the past five years, Harrisburg home values have risen by approximately26.4%, reflecting strong long-term appreciation in this market.
Price History
Harrisburg Home Price Trend
City Comparison
Harrisburg vs. National Median
At $406,726, homes in Harrisburg cost 1% below the national median of $410,000. This makes Harrisburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harrisburg?
20% Down Payment
$81,345
on $406,726
Monthly P&I
$2,121/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,694/mo
incl. taxes & insurance
Income Needed
$107,760
gross annual (30% rule)
10% Down Option
$40,673
+ PMI applies
Loan Amount (20% dn)
$325,381
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harrisburg, MO?
The median home value in Harrisburg is $406,726 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Harrisburg?
Over the past year, home values in Harrisburg have decreased by 0.1%. Over five years, prices have risen approximately 26.4%.
How much do I need to earn to buy a home in Harrisburg?
To comfortably afford the median home price of $406,726 with a 20% down payment ($81,345) at today's rates (6.8%), you'd need a gross annual income of approximately $107,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Harrisburg compare to the national average home price?
The national median home value is approximately $410,000. At $406,726, homes in Harrisburg are 1% below the national average.
What metro area is Harrisburg part of?
Harrisburg is part of the Columbia, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.