Market Overview
Home Prices in High Ridge, MO
The median home value in High Ridge, MO is $281,525 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in High Ridge are priced31% below average. High Ridge is part of the St. Louis, MO-IL metro area.
Over the past five years, High Ridge home values have risen by approximately29.1%, reflecting strong long-term appreciation in this market.
Price History
High Ridge Home Price Trend
City Comparison
High Ridge vs. National Median
At $281,525, homes in High Ridge cost 31% below the national median of $410,000. This makes High Ridge a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in High Ridge?
20% Down Payment
$56,305
on $281,525
Monthly P&I
$1,468/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,864/mo
incl. taxes & insurance
Income Needed
$74,560
gross annual (30% rule)
10% Down Option
$28,153
+ PMI applies
Loan Amount (20% dn)
$225,220
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in High Ridge, MO?
The median home value in High Ridge is $281,525 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in High Ridge?
Over the past year, home values in High Ridge have increased by 4.1%. Over five years, prices have risen approximately 29.1%.
How much do I need to earn to buy a home in High Ridge?
To comfortably afford the median home price of $281,525 with a 20% down payment ($56,305) at today's rates (6.8%), you'd need a gross annual income of approximately $74,560. This assumes keeping total housing costs at or below 30% of gross income.
How does High Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $281,525, homes in High Ridge are 31% below the national average.
What metro area is High Ridge part of?
High Ridge is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.