Market Overview
Home Prices in Hillsdale, MO
The median home value in Hillsdale, MO is $54,415 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and down 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hillsdale are priced87% below average. Hillsdale is part of the St. Louis, MO-IL metro area.
Over the past five years, Hillsdale home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.
Price History
Hillsdale Home Price Trend
City Comparison
Hillsdale vs. National Median
At $54,415, homes in Hillsdale cost 87% below the national median of $410,000. This makes Hillsdale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hillsdale?
20% Down Payment
$10,883
on $54,415
Monthly P&I
$284/mo
30-yr @ 6.8%
Total Monthly Est.
~$361/mo
incl. taxes & insurance
Income Needed
$14,440
gross annual (30% rule)
10% Down Option
$5,442
+ PMI applies
Loan Amount (20% dn)
$43,532
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hillsdale, MO?
The median home value in Hillsdale is $54,415 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Hillsdale?
Over the past year, home values in Hillsdale have decreased by 2.5%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Hillsdale?
To comfortably afford the median home price of $54,415 with a 20% down payment ($10,883) at today's rates (6.8%), you'd need a gross annual income of approximately $14,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Hillsdale compare to the national average home price?
The national median home value is approximately $410,000. At $54,415, homes in Hillsdale are 87% below the national average.
What metro area is Hillsdale part of?
Hillsdale is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.