Market Overview
Home Prices in Holden, MO
The median home value in Holden, MO is $186,890 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holden are priced54% below average. Holden is part of the Warrensburg, MO metro area.
Over the past five years, Holden home values have risen by approximately19.4%, reflecting steady appreciation in this market.
Price History
Holden Home Price Trend
2020
$127,515
$128K
—
2021
$156,578
$157K
+22.8%
2022
$171,345
$171K
+9.4%
2023
$175,442
$175K
+2.4%
2024
$176,987
$177K
+0.9%
2025
$181,750
$182K
+2.7%
2026
$186,890
$187K
+2.8%
City Comparison
Holden vs. National Median
🏠 Holden
$186,890
National Median
$410,000
At $186,890, homes in Holden cost 54% below the national median of $410,000. This makes Holden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Holden?
20% Down Payment
$37,378
on $186,890
Monthly P&I
$975/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,238/mo
incl. taxes & insurance
Income Needed
$49,520
gross annual (30% rule)
10% Down Option
$18,689
+ PMI applies
Loan Amount (20% dn)
$149,512
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holden, MO?
The median home value in Holden is $186,890 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Holden?
Over the past year, home values in Holden have increased by 2.8%. Over five years, prices have risen approximately 19.4%.
How much do I need to earn to buy a home in Holden?
To comfortably afford the median home price of $186,890 with a 20% down payment ($37,378) at today's rates (6.8%), you'd need a gross annual income of approximately $49,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Holden compare to the national average home price?
The national median home value is approximately $410,000. At $186,890, homes in Holden are 54% below the national average.
What metro area is Holden part of?
Holden is part of the Warrensburg, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.