Market Overview
Home Prices in House Springs, MO
The median home value in House Springs, MO is $274,568 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in House Springs are priced33% below average. House Springs is part of the St. Louis, MO-IL metro area.
Over the past five years, House Springs home values have risen by approximately27.7%, reflecting strong long-term appreciation in this market.
Price History
House Springs Home Price Trend
City Comparison
House Springs vs. National Median
At $274,568, homes in House Springs cost 33% below the national median of $410,000. This makes House Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in House Springs?
20% Down Payment
$54,914
on $274,568
Monthly P&I
$1,432/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,819/mo
incl. taxes & insurance
Income Needed
$72,760
gross annual (30% rule)
10% Down Option
$27,457
+ PMI applies
Loan Amount (20% dn)
$219,654
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in House Springs, MO?
The median home value in House Springs is $274,568 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in House Springs?
Over the past year, home values in House Springs have increased by 4.6%. Over five years, prices have risen approximately 27.7%.
How much do I need to earn to buy a home in House Springs?
To comfortably afford the median home price of $274,568 with a 20% down payment ($54,914) at today's rates (6.8%), you'd need a gross annual income of approximately $72,760. This assumes keeping total housing costs at or below 30% of gross income.
How does House Springs compare to the national average home price?
The national median home value is approximately $410,000. At $274,568, homes in House Springs are 33% below the national average.
What metro area is House Springs part of?
House Springs is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.