Market Overview
Home Prices in Houstonia, MO
The median home value in Houstonia, MO is $276,891 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.6% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Houstonia are priced32% below average. Houstonia is part of the Sedalia, MO metro area.
Over the past five years, Houstonia home values have risen by approximately20.0%, reflecting steady appreciation in this market.
Price History
Houstonia Home Price Trend
City Comparison
Houstonia vs. National Median
At $276,891, homes in Houstonia cost 32% below the national median of $410,000. This makes Houstonia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Houstonia?
20% Down Payment
$55,378
on $276,891
Monthly P&I
$1,444/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,834/mo
incl. taxes & insurance
Income Needed
$73,360
gross annual (30% rule)
10% Down Option
$27,689
+ PMI applies
Loan Amount (20% dn)
$221,513
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Houstonia, MO?
The median home value in Houstonia is $276,891 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.6% year-over-year.
How much have home prices changed in Houstonia?
Over the past year, home values in Houstonia have increased by 10.6%. Over five years, prices have risen approximately 20.0%.
How much do I need to earn to buy a home in Houstonia?
To comfortably afford the median home price of $276,891 with a 20% down payment ($55,378) at today's rates (6.8%), you'd need a gross annual income of approximately $73,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Houstonia compare to the national average home price?
The national median home value is approximately $410,000. At $276,891, homes in Houstonia are 32% below the national average.
What metro area is Houstonia part of?
Houstonia is part of the Sedalia, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.