Market Overview
Home Prices in Imperial, MO
The median home value in Imperial, MO is $332,763 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Imperial are priced19% below average. Imperial is part of the St. Louis, MO-IL metro area.
Over the past five years, Imperial home values have risen by approximately25.7%, reflecting strong long-term appreciation in this market.
Price History
Imperial Home Price Trend
City Comparison
Imperial vs. National Median
At $332,763, homes in Imperial cost 19% below the national median of $410,000. This makes Imperial a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Imperial?
20% Down Payment
$66,553
on $332,763
Monthly P&I
$1,735/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,203/mo
incl. taxes & insurance
Income Needed
$88,120
gross annual (30% rule)
10% Down Option
$33,276
+ PMI applies
Loan Amount (20% dn)
$266,210
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Imperial, MO?
The median home value in Imperial is $332,763 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Imperial?
Over the past year, home values in Imperial have increased by 3.2%. Over five years, prices have risen approximately 25.7%.
How much do I need to earn to buy a home in Imperial?
To comfortably afford the median home price of $332,763 with a 20% down payment ($66,553) at today's rates (6.8%), you'd need a gross annual income of approximately $88,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Imperial compare to the national average home price?
The national median home value is approximately $410,000. At $332,763, homes in Imperial are 19% below the national average.
What metro area is Imperial part of?
Imperial is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.