Market Overview
Home Prices in Kaiser, MO
The median home value in Kaiser, MO is $305,411 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kaiser are priced26% below average.
Over the past five years, Kaiser home values have risen by approximately31.9%, reflecting strong long-term appreciation in this market.
Price History
Kaiser Home Price Trend
2020
$191,003
$191K
—
2021
$231,618
$232K
+21.3%
2022
$281,527
$282K
+21.5%
2023
$281,358
$281K
-0.1%
2024
$288,099
$288K
+2.4%
2025
$301,753
$302K
+4.7%
2026
$305,411
$305K
+1.2%
City Comparison
Kaiser vs. National Median
🏠 Kaiser
$305,411
National Median
$410,000
At $305,411, homes in Kaiser cost 26% below the national median of $410,000. This makes Kaiser a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kaiser?
20% Down Payment
$61,082
on $305,411
Monthly P&I
$1,593/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,023/mo
incl. taxes & insurance
Income Needed
$80,920
gross annual (30% rule)
10% Down Option
$30,541
+ PMI applies
Loan Amount (20% dn)
$244,329
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kaiser, MO?
The median home value in Kaiser is $305,411 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Kaiser?
Over the past year, home values in Kaiser have increased by 1.2%. Over five years, prices have risen approximately 31.9%.
How much do I need to earn to buy a home in Kaiser?
To comfortably afford the median home price of $305,411 with a 20% down payment ($61,082) at today's rates (6.8%), you'd need a gross annual income of approximately $80,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Kaiser compare to the national average home price?
The national median home value is approximately $410,000. At $305,411, homes in Kaiser are 26% below the national average.