Market Overview
Home Prices in Kearney, MO
The median home value in Kearney, MO is $402,312 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kearney are priced2% below average. Kearney is part of the Kansas City, MO-KS metro area.
Over the past five years, Kearney home values have risen by approximately21.2%, reflecting strong long-term appreciation in this market.
Price History
Kearney Home Price Trend
City Comparison
Kearney vs. National Median
At $402,312, homes in Kearney cost 2% below the national median of $410,000. This makes Kearney a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kearney?
20% Down Payment
$80,462
on $402,312
Monthly P&I
$2,098/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,664/mo
incl. taxes & insurance
Income Needed
$106,560
gross annual (30% rule)
10% Down Option
$40,231
+ PMI applies
Loan Amount (20% dn)
$321,850
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kearney, MO?
The median home value in Kearney is $402,312 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Kearney?
Over the past year, home values in Kearney have increased by 2%. Over five years, prices have risen approximately 21.2%.
How much do I need to earn to buy a home in Kearney?
To comfortably afford the median home price of $402,312 with a 20% down payment ($80,462) at today's rates (6.8%), you'd need a gross annual income of approximately $106,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Kearney compare to the national average home price?
The national median home value is approximately $410,000. At $402,312, homes in Kearney are 2% below the national average.
What metro area is Kearney part of?
Kearney is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.