Market Overview
Home Prices in Kelso, MO
The median home value in Kelso, MO is $202,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kelso are priced51% below average. Kelso is part of the Sikeston, MO metro area.
Price History
Kelso Home Price Trend
2022
$174,086
$174K
—
2023
$181,579
$182K
+4.3%
2024
$188,331
$188K
+3.7%
2025
$197,863
$198K
+5.1%
2026
$202,451
$202K
+2.3%
City Comparison
Kelso vs. National Median
🏠 Kelso
$202,451
National Median
$410,000
At $202,451, homes in Kelso cost 51% below the national median of $410,000. This makes Kelso a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kelso?
20% Down Payment
$40,490
on $202,451
Monthly P&I
$1,056/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,341/mo
incl. taxes & insurance
Income Needed
$53,640
gross annual (30% rule)
10% Down Option
$20,245
+ PMI applies
Loan Amount (20% dn)
$161,961
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kelso, MO?
The median home value in Kelso is $202,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Kelso?
Over the past year, home values in Kelso have increased by 2.3%.
How much do I need to earn to buy a home in Kelso?
To comfortably afford the median home price of $202,451 with a 20% down payment ($40,490) at today's rates (6.8%), you'd need a gross annual income of approximately $53,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Kelso compare to the national average home price?
The national median home value is approximately $410,000. At $202,451, homes in Kelso are 51% below the national average.
What metro area is Kelso part of?
Kelso is part of the Sikeston, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.