Market Overview
Home Prices in Kimberling City, MO
The median home value in Kimberling City, MO is $320,605 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kimberling City are priced22% below average.
Over the past five years, Kimberling City home values have risen by approximately23.2%, reflecting strong long-term appreciation in this market.
Price History
Kimberling City Home Price Trend
City Comparison
Kimberling City vs. National Median
At $320,605, homes in Kimberling City cost 22% below the national median of $410,000. This makes Kimberling City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kimberling City?
20% Down Payment
$64,121
on $320,605
Monthly P&I
$1,672/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,123/mo
incl. taxes & insurance
Income Needed
$84,920
gross annual (30% rule)
10% Down Option
$32,061
+ PMI applies
Loan Amount (20% dn)
$256,484
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kimberling City, MO?
The median home value in Kimberling City is $320,605 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Kimberling City?
Over the past year, home values in Kimberling City have increased by 1.2%. Over five years, prices have risen approximately 23.2%.
How much do I need to earn to buy a home in Kimberling City?
To comfortably afford the median home price of $320,605 with a 20% down payment ($64,121) at today's rates (6.8%), you'd need a gross annual income of approximately $84,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Kimberling City compare to the national average home price?
The national median home value is approximately $410,000. At $320,605, homes in Kimberling City are 22% below the national average.