Market Overview
Home Prices in Kirksville, MO
The median home value in Kirksville, MO is $158,501 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kirksville are priced61% below average. Kirksville is part of the Kirksville, MO metro area.
Over the past five years, Kirksville home values have risen by approximately17.9%, reflecting steady appreciation in this market.
Price History
Kirksville Home Price Trend
City Comparison
Kirksville vs. National Median
At $158,501, homes in Kirksville cost 61% below the national median of $410,000. This makes Kirksville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kirksville?
20% Down Payment
$31,700
on $158,501
Monthly P&I
$827/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,050/mo
incl. taxes & insurance
Income Needed
$42,000
gross annual (30% rule)
10% Down Option
$15,850
+ PMI applies
Loan Amount (20% dn)
$126,801
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kirksville, MO?
The median home value in Kirksville is $158,501 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Kirksville?
Over the past year, home values in Kirksville have increased by 1.8%. Over five years, prices have risen approximately 17.9%.
How much do I need to earn to buy a home in Kirksville?
To comfortably afford the median home price of $158,501 with a 20% down payment ($31,700) at today's rates (6.8%), you'd need a gross annual income of approximately $42,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Kirksville compare to the national average home price?
The national median home value is approximately $410,000. At $158,501, homes in Kirksville are 61% below the national average.
What metro area is Kirksville part of?
Kirksville is part of the Kirksville, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.