Market Overview
Home Prices in La Monte, MO
The median home value in La Monte, MO is $224,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in La Monte are priced45% below average. La Monte is part of the Sedalia, MO metro area.
Over the past five years, La Monte home values have risen by approximately38.0%, reflecting strong long-term appreciation in this market.
Price History
La Monte Home Price Trend
City Comparison
La Monte vs. National Median
At $224,757, homes in La Monte cost 45% below the national median of $410,000. This makes La Monte a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in La Monte?
20% Down Payment
$44,951
on $224,757
Monthly P&I
$1,172/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,488/mo
incl. taxes & insurance
Income Needed
$59,520
gross annual (30% rule)
10% Down Option
$22,476
+ PMI applies
Loan Amount (20% dn)
$179,806
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in La Monte, MO?
The median home value in La Monte is $224,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in La Monte?
Over the past year, home values in La Monte have increased by 6.4%. Over five years, prices have risen approximately 38.0%.
How much do I need to earn to buy a home in La Monte?
To comfortably afford the median home price of $224,757 with a 20% down payment ($44,951) at today's rates (6.8%), you'd need a gross annual income of approximately $59,520. This assumes keeping total housing costs at or below 30% of gross income.
How does La Monte compare to the national average home price?
The national median home value is approximately $410,000. At $224,757, homes in La Monte are 45% below the national average.
What metro area is La Monte part of?
La Monte is part of the Sedalia, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.