📍 Lake Winnebago, MO · Zillow ZHVI · July 2026

Average Home Price in
Lake Winnebago, MO

Kansas City, MO-KS metro area · Cass County County

Median Home Value
$872,605
↑ 11.6% year-over-year
vs. National Median
$410,000
Lake Winnebago is 113% above
Est. Monthly Payment
$4,551/mo
20% down · 6.8% rate
Income Needed
$231K
gross annual (30% rule)
Median Home Value
$872,605
↑ 11.6% year-over-year

Down Payment (20%)$174,521
Monthly P&I$4,551/mo
With Taxes & Ins.~$5,780/mo
Income Needed$231,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lake Winnebago, MO

The median home value in Lake Winnebago, MO is $872,605 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.6% compared to a year ago and up 6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lake Winnebago are priced113% above average. Lake Winnebago is part of the Kansas City, MO-KS metro area.

Over the past five years, Lake Winnebago home values have risen by approximately39.4%, reflecting strong long-term appreciation in this market.

City Comparison

Lake Winnebago vs. National Median

🏠 Lake Winnebago
$872,605
National Median
$410,000

At $872,605, homes in Lake Winnebago cost 113% above the national median of $410,000. Buyers in Lake Winnebago should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Lake Winnebago?

20% Down Payment
$174,521
on $872,605
Monthly P&I
$4,551/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,780/mo
incl. taxes & insurance
Income Needed
$231,200
gross annual (30% rule)
10% Down Option
$87,261
+ PMI applies
Loan Amount (20% dn)
$698,084
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lake Winnebago, MO?
The median home value in Lake Winnebago is $872,605 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.6% year-over-year.
How much have home prices changed in Lake Winnebago?
Over the past year, home values in Lake Winnebago have increased by 11.6%. Over five years, prices have risen approximately 39.4%.
How much do I need to earn to buy a home in Lake Winnebago?
To comfortably afford the median home price of $872,605 with a 20% down payment ($174,521) at today's rates (6.8%), you'd need a gross annual income of approximately $231,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Lake Winnebago compare to the national average home price?
The national median home value is approximately $410,000. At $872,605, homes in Lake Winnebago are 113% above the national average.
What metro area is Lake Winnebago part of?
Lake Winnebago is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.