📍 Macon, MO · Zillow ZHVI · July 2026

Average Home Price in
Macon, MO

Macon County County

Median Home Value
$178,109
↑ 6.6% year-over-year
vs. National Median
$410,000
Macon is 57% below
Est. Monthly Payment
$929/mo
20% down · 6.8% rate
Income Needed
$47K
gross annual (30% rule)
Median Home Value
$178,109
↑ 6.6% year-over-year

Down Payment (20%)$35,622
Monthly P&I$929/mo
With Taxes & Ins.~$1,180/mo
Income Needed$47,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Macon, MO

The median home value in Macon, MO is $178,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and up 3.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Macon are priced57% below average.

Over the past five years, Macon home values have risen by approximately38.6%, reflecting strong long-term appreciation in this market.

City Comparison

Macon vs. National Median

🏠 Macon
$178,109
National Median
$410,000

At $178,109, homes in Macon cost 57% below the national median of $410,000. This makes Macon a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Macon?

20% Down Payment
$35,622
on $178,109
Monthly P&I
$929/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,180/mo
incl. taxes & insurance
Income Needed
$47,200
gross annual (30% rule)
10% Down Option
$17,811
+ PMI applies
Loan Amount (20% dn)
$142,487
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Macon, MO?
The median home value in Macon is $178,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Macon?
Over the past year, home values in Macon have increased by 6.6%. Over five years, prices have risen approximately 38.6%.
How much do I need to earn to buy a home in Macon?
To comfortably afford the median home price of $178,109 with a 20% down payment ($35,622) at today's rates (6.8%), you'd need a gross annual income of approximately $47,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Macon compare to the national average home price?
The national median home value is approximately $410,000. At $178,109, homes in Macon are 57% below the national average.