Market Overview
Home Prices in Matthews, MO
The median home value in Matthews, MO is $140,823 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 6.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Matthews are priced66% below average.
Over the past five years, Matthews home values have risen by approximately35.2%, reflecting strong long-term appreciation in this market.
Price History
Matthews Home Price Trend
2020
$88,071
$88K
—
2021
$104,122
$104K
+18.2%
2022
$127,549
$128K
+22.5%
2023
$133,068
$133K
+4.3%
2024
$130,384
$130K
-2.0%
2025
$139,311
$139K
+6.8%
2026
$140,823
$141K
+1.1%
City Comparison
Matthews vs. National Median
🏠 Matthews
$140,823
National Median
$410,000
At $140,823, homes in Matthews cost 66% below the national median of $410,000. This makes Matthews a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Matthews?
20% Down Payment
$28,165
on $140,823
Monthly P&I
$734/mo
30-yr @ 6.8%
Total Monthly Est.
~$932/mo
incl. taxes & insurance
Income Needed
$37,280
gross annual (30% rule)
10% Down Option
$14,082
+ PMI applies
Loan Amount (20% dn)
$112,658
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Matthews, MO?
The median home value in Matthews is $140,823 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Matthews?
Over the past year, home values in Matthews have increased by 1.1%. Over five years, prices have risen approximately 35.2%.
How much do I need to earn to buy a home in Matthews?
To comfortably afford the median home price of $140,823 with a 20% down payment ($28,165) at today's rates (6.8%), you'd need a gross annual income of approximately $37,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Matthews compare to the national average home price?
The national median home value is approximately $410,000. At $140,823, homes in Matthews are 66% below the national average.