Market Overview
Home Prices in McFall, MO
The median home value in McFall, MO is $129,655 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in McFall are priced68% below average.
Over the past five years, McFall home values have fallen by approximately21.1%, reflecting softening conditions in this market.
Price History
McFall Home Price Trend
2020
$134,693
$135K
—
2021
$164,354
$164K
+22.0%
2022
$147,790
$148K
-10.1%
2023
$125,403
$125K
-15.1%
2024
$138,185
$138K
+10.2%
2025
$131,172
$131K
-5.1%
2026
$129,655
$130K
-1.2%
City Comparison
McFall vs. National Median
🏠 McFall
$129,655
National Median
$410,000
At $129,655, homes in McFall cost 68% below the national median of $410,000. This makes McFall a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in McFall?
20% Down Payment
$25,931
on $129,655
Monthly P&I
$676/mo
30-yr @ 6.8%
Total Monthly Est.
~$859/mo
incl. taxes & insurance
Income Needed
$34,360
gross annual (30% rule)
10% Down Option
$12,966
+ PMI applies
Loan Amount (20% dn)
$103,724
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in McFall, MO?
The median home value in McFall is $129,655 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in McFall?
Over the past year, home values in McFall have decreased by 1.2%. Over five years, prices have fallen approximately 21.1%.
How much do I need to earn to buy a home in McFall?
To comfortably afford the median home price of $129,655 with a 20% down payment ($25,931) at today's rates (6.8%), you'd need a gross annual income of approximately $34,360. This assumes keeping total housing costs at or below 30% of gross income.
How does McFall compare to the national average home price?
The national median home value is approximately $410,000. At $129,655, homes in McFall are 68% below the national average.