Market Overview
Home Prices in Middletown, MO
The median home value in Middletown, MO is $339,763 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Middletown are priced17% below average.
Over the past five years, Middletown home values have risen by approximately22.7%, reflecting strong long-term appreciation in this market.
Price History
Middletown Home Price Trend
2020
$213,071
$213K
—
2021
$276,838
$277K
+29.9%
2022
$345,623
$346K
+24.8%
2023
$324,771
$325K
-6.0%
2024
$322,066
$322K
-0.8%
2025
$324,005
$324K
+0.6%
2026
$339,763
$340K
+4.9%
City Comparison
Middletown vs. National Median
🏠 Middletown
$339,763
National Median
$410,000
At $339,763, homes in Middletown cost 17% below the national median of $410,000. This makes Middletown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Middletown?
20% Down Payment
$67,953
on $339,763
Monthly P&I
$1,772/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,250/mo
incl. taxes & insurance
Income Needed
$90,000
gross annual (30% rule)
10% Down Option
$33,976
+ PMI applies
Loan Amount (20% dn)
$271,810
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Middletown, MO?
The median home value in Middletown is $339,763 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Middletown?
Over the past year, home values in Middletown have increased by 4.9%. Over five years, prices have risen approximately 22.7%.
How much do I need to earn to buy a home in Middletown?
To comfortably afford the median home price of $339,763 with a 20% down payment ($67,953) at today's rates (6.8%), you'd need a gross annual income of approximately $90,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Middletown compare to the national average home price?
The national median home value is approximately $410,000. At $339,763, homes in Middletown are 17% below the national average.