Market Overview
Home Prices in Moberly, MO
The median home value in Moberly, MO is $162,384 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moberly are priced60% below average. Moberly is part of the Moberly, MO metro area.
Over the past five years, Moberly home values have risen by approximately37.0%, reflecting strong long-term appreciation in this market.
Price History
Moberly Home Price Trend
City Comparison
Moberly vs. National Median
At $162,384, homes in Moberly cost 60% below the national median of $410,000. This makes Moberly a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moberly?
20% Down Payment
$32,477
on $162,384
Monthly P&I
$847/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,076/mo
incl. taxes & insurance
Income Needed
$43,040
gross annual (30% rule)
10% Down Option
$16,238
+ PMI applies
Loan Amount (20% dn)
$129,907
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moberly, MO?
The median home value in Moberly is $162,384 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Moberly?
Over the past year, home values in Moberly have increased by 6.3%. Over five years, prices have risen approximately 37.0%.
How much do I need to earn to buy a home in Moberly?
To comfortably afford the median home price of $162,384 with a 20% down payment ($32,477) at today's rates (6.8%), you'd need a gross annual income of approximately $43,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Moberly compare to the national average home price?
The national median home value is approximately $410,000. At $162,384, homes in Moberly are 60% below the national average.
What metro area is Moberly part of?
Moberly is part of the Moberly, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.