Market Overview
Home Prices in Napoleon, MO
The median home value in Napoleon, MO is $320,773 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.8% compared to a year ago and up 10.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Napoleon are priced22% below average. Napoleon is part of the Kansas City, MO-KS metro area.
Over the past five years, Napoleon home values have risen by approximately37.8%, reflecting strong long-term appreciation in this market.
Price History
Napoleon Home Price Trend
City Comparison
Napoleon vs. National Median
At $320,773, homes in Napoleon cost 22% below the national median of $410,000. This makes Napoleon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Napoleon?
20% Down Payment
$64,155
on $320,773
Monthly P&I
$1,673/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,125/mo
incl. taxes & insurance
Income Needed
$85,000
gross annual (30% rule)
10% Down Option
$32,077
+ PMI applies
Loan Amount (20% dn)
$256,618
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Napoleon, MO?
The median home value in Napoleon is $320,773 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.8% year-over-year.
How much have home prices changed in Napoleon?
Over the past year, home values in Napoleon have increased by 7.8%. Over five years, prices have risen approximately 37.8%.
How much do I need to earn to buy a home in Napoleon?
To comfortably afford the median home price of $320,773 with a 20% down payment ($64,155) at today's rates (6.8%), you'd need a gross annual income of approximately $85,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Napoleon compare to the national average home price?
The national median home value is approximately $410,000. At $320,773, homes in Napoleon are 22% below the national average.
What metro area is Napoleon part of?
Napoleon is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.