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📍 Otterville, MO · Zillow ZHVI · July 2026

Average Home Price in
Otterville, MO

Columbia, MO metro area · Cooper County County

Median Home Value
$242,185
↑ 2.2% year-over-year
vs. National Median
$410,000
Otterville is 41% below
Est. Monthly Payment
$1,263/mo
20% down · 6.8% rate
Income Needed
$64K
gross annual (30% rule)
Median Home Value
$242,185
↑ 2.2% year-over-year
Down Payment (20%)$48,437
Monthly P&I$1,263/mo
With Taxes & Ins.~$1,604/mo
Income Needed$64,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Otterville, MO

The median home value in Otterville, MO is $242,185 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Otterville are priced41% below average. Otterville is part of the Columbia, MO metro area.

City Comparison

Otterville vs. National Median

🏠 Otterville
$242,185
National Median
$410,000

At $242,185, homes in Otterville cost 41% below the national median of $410,000. This makes Otterville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Otterville?

20% Down Payment
$48,437
on $242,185
Monthly P&I
$1,263/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,604/mo
incl. taxes & insurance
Income Needed
$64,160
gross annual (30% rule)
10% Down Option
$24,219
+ PMI applies
Loan Amount (20% dn)
$193,748
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Otterville, MO?
The median home value in Otterville is $242,185 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Otterville?
Over the past year, home values in Otterville have increased by 2.2%.
How much do I need to earn to buy a home in Otterville?
To comfortably afford the median home price of $242,185 with a 20% down payment ($48,437) at today's rates (6.8%), you'd need a gross annual income of approximately $64,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Otterville compare to the national average home price?
The national median home value is approximately $410,000. At $242,185, homes in Otterville are 41% below the national average.
What metro area is Otterville part of?
Otterville is part of the Columbia, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.