Market Overview
Home Prices in Overland, MO
The median home value in Overland, MO is $158,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Overland are priced61% below average. Overland is part of the St. Louis, MO-IL metro area.
Over the past five years, Overland home values have risen by approximately25.4%, reflecting strong long-term appreciation in this market.
Price History
Overland Home Price Trend
City Comparison
Overland vs. National Median
At $158,382, homes in Overland cost 61% below the national median of $410,000. This makes Overland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Overland?
20% Down Payment
$31,676
on $158,382
Monthly P&I
$826/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,049/mo
incl. taxes & insurance
Income Needed
$41,960
gross annual (30% rule)
10% Down Option
$15,838
+ PMI applies
Loan Amount (20% dn)
$126,706
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Overland, MO?
The median home value in Overland is $158,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Overland?
Over the past year, home values in Overland have increased by 2.8%. Over five years, prices have risen approximately 25.4%.
How much do I need to earn to buy a home in Overland?
To comfortably afford the median home price of $158,382 with a 20% down payment ($31,676) at today's rates (6.8%), you'd need a gross annual income of approximately $41,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Overland compare to the national average home price?
The national median home value is approximately $410,000. At $158,382, homes in Overland are 61% below the national average.
What metro area is Overland part of?
Overland is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.