Market Overview
Home Prices in Pacific, MO
The median home value in Pacific, MO is $251,764 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pacific are priced39% below average. Pacific is part of the St. Louis, MO-IL metro area.
Over the past five years, Pacific home values have risen by approximately27.4%, reflecting strong long-term appreciation in this market.
Price History
Pacific Home Price Trend
City Comparison
Pacific vs. National Median
At $251,764, homes in Pacific cost 39% below the national median of $410,000. This makes Pacific a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pacific?
20% Down Payment
$50,353
on $251,764
Monthly P&I
$1,313/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,668/mo
incl. taxes & insurance
Income Needed
$66,720
gross annual (30% rule)
10% Down Option
$25,176
+ PMI applies
Loan Amount (20% dn)
$201,411
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pacific, MO?
The median home value in Pacific is $251,764 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Pacific?
Over the past year, home values in Pacific have increased by 4%. Over five years, prices have risen approximately 27.4%.
How much do I need to earn to buy a home in Pacific?
To comfortably afford the median home price of $251,764 with a 20% down payment ($50,353) at today's rates (6.8%), you'd need a gross annual income of approximately $66,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Pacific compare to the national average home price?
The national median home value is approximately $410,000. At $251,764, homes in Pacific are 39% below the national average.
What metro area is Pacific part of?
Pacific is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.