📍 Parma, MO · Zillow ZHVI · July 2026

Average Home Price in
Parma, MO

Stoddard County County

Median Home Value
$68,700
↑ 2.6% year-over-year
vs. National Median
$410,000
Parma is 83% below
Est. Monthly Payment
$358/mo
20% down · 6.8% rate
Income Needed
$18K
gross annual (30% rule)
Median Home Value
$68,700
↑ 2.6% year-over-year

Down Payment (20%)$13,740
Monthly P&I$358/mo
With Taxes & Ins.~$455/mo
Income Needed$18,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Parma, MO

The median home value in Parma, MO is $68,700 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and down 9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Parma are priced83% below average.

Over the past five years, Parma home values have risen by approximately43.8%, reflecting strong long-term appreciation in this market.

City Comparison

Parma vs. National Median

🏠 Parma
$68,700
National Median
$410,000

At $68,700, homes in Parma cost 83% below the national median of $410,000. This makes Parma a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Parma?

20% Down Payment
$13,740
on $68,700
Monthly P&I
$358/mo
30-yr @ 6.8%
Total Monthly Est.
~$455/mo
incl. taxes & insurance
Income Needed
$18,200
gross annual (30% rule)
10% Down Option
$6,870
+ PMI applies
Loan Amount (20% dn)
$54,960
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Parma, MO?
The median home value in Parma is $68,700 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Parma?
Over the past year, home values in Parma have increased by 2.6%. Over five years, prices have risen approximately 43.8%.
How much do I need to earn to buy a home in Parma?
To comfortably afford the median home price of $68,700 with a 20% down payment ($13,740) at today's rates (6.8%), you'd need a gross annual income of approximately $18,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Parma compare to the national average home price?
The national median home value is approximately $410,000. At $68,700, homes in Parma are 83% below the national average.