Market Overview
Home Prices in Pattonsburg, MO
The median home value in Pattonsburg, MO is $319,230 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.1% compared to a year ago and up 4.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pattonsburg are priced22% below average. Pattonsburg is part of the St. Joseph, MO-KS metro area.
Over the past five years, Pattonsburg home values have risen by approximately45.1%, reflecting strong long-term appreciation in this market.
Price History
Pattonsburg Home Price Trend
City Comparison
Pattonsburg vs. National Median
At $319,230, homes in Pattonsburg cost 22% below the national median of $410,000. This makes Pattonsburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pattonsburg?
20% Down Payment
$63,846
on $319,230
Monthly P&I
$1,665/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,115/mo
incl. taxes & insurance
Income Needed
$84,600
gross annual (30% rule)
10% Down Option
$31,923
+ PMI applies
Loan Amount (20% dn)
$255,384
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pattonsburg, MO?
The median home value in Pattonsburg is $319,230 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.1% year-over-year.
How much have home prices changed in Pattonsburg?
Over the past year, home values in Pattonsburg have increased by 10.1%. Over five years, prices have risen approximately 45.1%.
How much do I need to earn to buy a home in Pattonsburg?
To comfortably afford the median home price of $319,230 with a 20% down payment ($63,846) at today's rates (6.8%), you'd need a gross annual income of approximately $84,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Pattonsburg compare to the national average home price?
The national median home value is approximately $410,000. At $319,230, homes in Pattonsburg are 22% below the national average.
What metro area is Pattonsburg part of?
Pattonsburg is part of the St. Joseph, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.