Market Overview
Home Prices in Pilot Grove, MO
The median home value in Pilot Grove, MO is $243,977 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pilot Grove are priced40% below average. Pilot Grove is part of the Columbia, MO metro area.
Price History
Pilot Grove Home Price Trend
2024
$242,165
$242K
—
2025
$242,518
$243K
+0.1%
2026
$243,977
$244K
+0.6%
City Comparison
Pilot Grove vs. National Median
🏠 Pilot Grove
$243,977
National Median
$410,000
At $243,977, homes in Pilot Grove cost 40% below the national median of $410,000. This makes Pilot Grove a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pilot Grove?
20% Down Payment
$48,795
on $243,977
Monthly P&I
$1,272/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,615/mo
incl. taxes & insurance
Income Needed
$64,600
gross annual (30% rule)
10% Down Option
$24,398
+ PMI applies
Loan Amount (20% dn)
$195,182
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pilot Grove, MO?
The median home value in Pilot Grove is $243,977 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Pilot Grove?
Over the past year, home values in Pilot Grove have increased by 0.6%.
How much do I need to earn to buy a home in Pilot Grove?
To comfortably afford the median home price of $243,977 with a 20% down payment ($48,795) at today's rates (6.8%), you'd need a gross annual income of approximately $64,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Pilot Grove compare to the national average home price?
The national median home value is approximately $410,000. At $243,977, homes in Pilot Grove are 40% below the national average.
What metro area is Pilot Grove part of?
Pilot Grove is part of the Columbia, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.