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📍 Polk, MO · Zillow ZHVI · July 2026

Average Home Price in
Polk, MO

Springfield, MO metro area · Hickory County County

Median Home Value
$178,172
↑ 13.2% year-over-year
vs. National Median
$410,000
Polk is 57% below
Est. Monthly Payment
$929/mo
20% down · 6.8% rate
Income Needed
$47K
gross annual (30% rule)
Median Home Value
$178,172
↑ 13.2% year-over-year
Down Payment (20%)$35,634
Monthly P&I$929/mo
With Taxes & Ins.~$1,180/mo
Income Needed$47,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Polk, MO

The median home value in Polk, MO is $178,172 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.2% compared to a year ago and down 4.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Polk are priced57% below average. Polk is part of the Springfield, MO metro area.

City Comparison

Polk vs. National Median

🏠 Polk
$178,172
National Median
$410,000

At $178,172, homes in Polk cost 57% below the national median of $410,000. This makes Polk a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Polk?

20% Down Payment
$35,634
on $178,172
Monthly P&I
$929/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,180/mo
incl. taxes & insurance
Income Needed
$47,200
gross annual (30% rule)
10% Down Option
$17,817
+ PMI applies
Loan Amount (20% dn)
$142,538
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Polk, MO?
The median home value in Polk is $178,172 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.2% year-over-year.
How much have home prices changed in Polk?
Over the past year, home values in Polk have increased by 13.2%.
How much do I need to earn to buy a home in Polk?
To comfortably afford the median home price of $178,172 with a 20% down payment ($35,634) at today's rates (6.8%), you'd need a gross annual income of approximately $47,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Polk compare to the national average home price?
The national median home value is approximately $410,000. At $178,172, homes in Polk are 57% below the national average.
What metro area is Polk part of?
Polk is part of the Springfield, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.