Market Overview
Home Prices in Potosi, MO
The median home value in Potosi, MO is $199,257 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Potosi are priced51% below average.
Over the past five years, Potosi home values have risen by approximately23.0%, reflecting strong long-term appreciation in this market.
Price History
Potosi Home Price Trend
2020
$140,799
$141K
—
2021
$161,975
$162K
+15.0%
2022
$179,256
$179K
+10.7%
2023
$185,269
$185K
+3.4%
2024
$190,620
$191K
+2.9%
2025
$196,014
$196K
+2.8%
2026
$199,257
$199K
+1.7%
City Comparison
Potosi vs. National Median
🏠 Potosi
$199,257
National Median
$410,000
At $199,257, homes in Potosi cost 51% below the national median of $410,000. This makes Potosi a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Potosi?
20% Down Payment
$39,851
on $199,257
Monthly P&I
$1,039/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,320/mo
incl. taxes & insurance
Income Needed
$52,800
gross annual (30% rule)
10% Down Option
$19,926
+ PMI applies
Loan Amount (20% dn)
$159,406
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Potosi, MO?
The median home value in Potosi is $199,257 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Potosi?
Over the past year, home values in Potosi have increased by 1.7%. Over five years, prices have risen approximately 23.0%.
How much do I need to earn to buy a home in Potosi?
To comfortably afford the median home price of $199,257 with a 20% down payment ($39,851) at today's rates (6.8%), you'd need a gross annual income of approximately $52,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Potosi compare to the national average home price?
The national median home value is approximately $410,000. At $199,257, homes in Potosi are 51% below the national average.