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📍 Prairie Home, MO · Zillow ZHVI · July 2026

Average Home Price in
Prairie Home, MO

Columbia, MO metro area · Cooper County County

Median Home Value
$276,756
↓ 0.4% year-over-year
vs. National Median
$410,000
Prairie Home is 32% below
Est. Monthly Payment
$1,443/mo
20% down · 6.8% rate
Income Needed
$73K
gross annual (30% rule)
Median Home Value
$276,756
↓ 0.4% year-over-year
Down Payment (20%)$55,351
Monthly P&I$1,443/mo
With Taxes & Ins.~$1,833/mo
Income Needed$73,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Prairie Home, MO

The median home value in Prairie Home, MO is $276,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 1.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Prairie Home are priced32% below average. Prairie Home is part of the Columbia, MO metro area.

City Comparison

Prairie Home vs. National Median

🏠 Prairie Home
$276,756
National Median
$410,000

At $276,756, homes in Prairie Home cost 32% below the national median of $410,000. This makes Prairie Home a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Prairie Home?

20% Down Payment
$55,351
on $276,756
Monthly P&I
$1,443/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,833/mo
incl. taxes & insurance
Income Needed
$73,320
gross annual (30% rule)
10% Down Option
$27,676
+ PMI applies
Loan Amount (20% dn)
$221,405
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Prairie Home, MO?
The median home value in Prairie Home is $276,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Prairie Home?
Over the past year, home values in Prairie Home have decreased by 0.4%.
How much do I need to earn to buy a home in Prairie Home?
To comfortably afford the median home price of $276,756 with a 20% down payment ($55,351) at today's rates (6.8%), you'd need a gross annual income of approximately $73,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Prairie Home compare to the national average home price?
The national median home value is approximately $410,000. At $276,756, homes in Prairie Home are 32% below the national average.
What metro area is Prairie Home part of?
Prairie Home is part of the Columbia, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.