📍 Princeton, MO · Zillow ZHVI · July 2026

Average Home Price in
Princeton, MO

Mercer County County

Median Home Value
$120,343
↓ 2.5% year-over-year
vs. National Median
$410,000
Princeton is 71% below
Est. Monthly Payment
$628/mo
20% down · 6.8% rate
Income Needed
$32K
gross annual (30% rule)
Median Home Value
$120,343
↓ 2.5% year-over-year

Down Payment (20%)$24,069
Monthly P&I$628/mo
With Taxes & Ins.~$798/mo
Income Needed$31,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Princeton, MO

The median home value in Princeton, MO is $120,343 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and up 1.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Princeton are priced71% below average.

Over the past five years, Princeton home values have risen by approximately15.8%, reflecting steady appreciation in this market.

City Comparison

Princeton vs. National Median

🏠 Princeton
$120,343
National Median
$410,000

At $120,343, homes in Princeton cost 71% below the national median of $410,000. This makes Princeton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Princeton?

20% Down Payment
$24,069
on $120,343
Monthly P&I
$628/mo
30-yr @ 6.8%
Total Monthly Est.
~$798/mo
incl. taxes & insurance
Income Needed
$31,920
gross annual (30% rule)
10% Down Option
$12,034
+ PMI applies
Loan Amount (20% dn)
$96,274
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Princeton, MO?
The median home value in Princeton is $120,343 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Princeton?
Over the past year, home values in Princeton have decreased by 2.5%. Over five years, prices have risen approximately 15.8%.
How much do I need to earn to buy a home in Princeton?
To comfortably afford the median home price of $120,343 with a 20% down payment ($24,069) at today's rates (6.8%), you'd need a gross annual income of approximately $31,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Princeton compare to the national average home price?
The national median home value is approximately $410,000. At $120,343, homes in Princeton are 71% below the national average.