Market Overview
Home Prices in Raytown, MO
The median home value in Raytown, MO is $211,093 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Raytown are priced49% below average. Raytown is part of the Kansas City, MO-KS metro area.
Over the past five years, Raytown home values have risen by approximately30.2%, reflecting strong long-term appreciation in this market.
Price History
Raytown Home Price Trend
City Comparison
Raytown vs. National Median
At $211,093, homes in Raytown cost 49% below the national median of $410,000. This makes Raytown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Raytown?
20% Down Payment
$42,219
on $211,093
Monthly P&I
$1,101/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,398/mo
incl. taxes & insurance
Income Needed
$55,920
gross annual (30% rule)
10% Down Option
$21,109
+ PMI applies
Loan Amount (20% dn)
$168,874
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Raytown, MO?
The median home value in Raytown is $211,093 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Raytown?
Over the past year, home values in Raytown have increased by 1.6%. Over five years, prices have risen approximately 30.2%.
How much do I need to earn to buy a home in Raytown?
To comfortably afford the median home price of $211,093 with a 20% down payment ($42,219) at today's rates (6.8%), you'd need a gross annual income of approximately $55,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Raytown compare to the national average home price?
The national median home value is approximately $410,000. At $211,093, homes in Raytown are 49% below the national average.
What metro area is Raytown part of?
Raytown is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.