Market Overview
Home Prices in Ridgedale, MO
The median home value in Ridgedale, MO is $386,897 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ridgedale are priced6% below average. Ridgedale is part of the Branson, MO metro area.
Over the past five years, Ridgedale home values have risen by approximately36.8%, reflecting strong long-term appreciation in this market.
Price History
Ridgedale Home Price Trend
City Comparison
Ridgedale vs. National Median
At $386,897, homes in Ridgedale cost 6% below the national median of $410,000. This makes Ridgedale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ridgedale?
20% Down Payment
$77,379
on $386,897
Monthly P&I
$2,018/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,563/mo
incl. taxes & insurance
Income Needed
$102,520
gross annual (30% rule)
10% Down Option
$38,690
+ PMI applies
Loan Amount (20% dn)
$309,518
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ridgedale, MO?
The median home value in Ridgedale is $386,897 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Ridgedale?
Over the past year, home values in Ridgedale have increased by 2.7%. Over five years, prices have risen approximately 36.8%.
How much do I need to earn to buy a home in Ridgedale?
To comfortably afford the median home price of $386,897 with a 20% down payment ($77,379) at today's rates (6.8%), you'd need a gross annual income of approximately $102,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Ridgedale compare to the national average home price?
The national median home value is approximately $410,000. At $386,897, homes in Ridgedale are 6% below the national average.
What metro area is Ridgedale part of?
Ridgedale is part of the Branson, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.