Market Overview
Home Prices in Risco, MO
The median home value in Risco, MO is $80,542 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.1% compared to a year ago and down 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Risco are priced80% below average.
Over the past five years, Risco home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.
Price History
Risco Home Price Trend
2020
$60,151
$60K
—
2021
$61,577
$62K
+2.4%
2022
$75,324
$75K
+22.3%
2023
$77,539
$78K
+2.9%
2024
$80,105
$80K
+3.3%
2025
$73,840
$74K
-7.8%
2026
$80,542
$81K
+9.1%
City Comparison
Risco vs. National Median
🏠 Risco
$80,542
National Median
$410,000
At $80,542, homes in Risco cost 80% below the national median of $410,000. This makes Risco a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Risco?
20% Down Payment
$16,108
on $80,542
Monthly P&I
$420/mo
30-yr @ 6.8%
Total Monthly Est.
~$533/mo
incl. taxes & insurance
Income Needed
$21,320
gross annual (30% rule)
10% Down Option
$8,054
+ PMI applies
Loan Amount (20% dn)
$64,434
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Risco, MO?
The median home value in Risco is $80,542 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.1% year-over-year.
How much have home prices changed in Risco?
Over the past year, home values in Risco have increased by 9.1%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Risco?
To comfortably afford the median home price of $80,542 with a 20% down payment ($16,108) at today's rates (6.8%), you'd need a gross annual income of approximately $21,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Risco compare to the national average home price?
The national median home value is approximately $410,000. At $80,542, homes in Risco are 80% below the national average.