Market Overview
Home Prices in Rock Port, MO
The median home value in Rock Port, MO is $171,574 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rock Port are priced58% below average.
Over the past five years, Rock Port home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Rock Port Home Price Trend
2020
$115,464
$115K
—
2021
$133,624
$134K
+15.7%
2022
$146,579
$147K
+9.7%
2023
$151,690
$152K
+3.5%
2024
$161,146
$161K
+6.2%
2025
$160,397
$160K
-0.5%
2026
$171,574
$172K
+7.0%
City Comparison
Rock Port vs. National Median
🏠 Rock Port
$171,574
National Median
$410,000
At $171,574, homes in Rock Port cost 58% below the national median of $410,000. This makes Rock Port a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rock Port?
20% Down Payment
$34,315
on $171,574
Monthly P&I
$895/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,137/mo
incl. taxes & insurance
Income Needed
$45,480
gross annual (30% rule)
10% Down Option
$17,157
+ PMI applies
Loan Amount (20% dn)
$137,259
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rock Port, MO?
The median home value in Rock Port is $171,574 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Rock Port?
Over the past year, home values in Rock Port have increased by 7%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Rock Port?
To comfortably afford the median home price of $171,574 with a 20% down payment ($34,315) at today's rates (6.8%), you'd need a gross annual income of approximately $45,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Rock Port compare to the national average home price?
The national median home value is approximately $410,000. At $171,574, homes in Rock Port are 58% below the national average.