Market Overview
Home Prices in Rocky Mount, MO
The median home value in Rocky Mount, MO is $342,009 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rocky Mount are priced17% below average.
Over the past five years, Rocky Mount home values have risen by approximately30.4%, reflecting strong long-term appreciation in this market.
Price History
Rocky Mount Home Price Trend
2020
$185,895
$186K
—
2021
$262,247
$262K
+41.1%
2022
$338,246
$338K
+29.0%
2023
$323,932
$324K
-4.2%
2024
$328,680
$329K
+1.5%
2025
$331,584
$332K
+0.9%
2026
$342,009
$342K
+3.1%
City Comparison
Rocky Mount vs. National Median
🏠 Rocky Mount
$342,009
National Median
$410,000
At $342,009, homes in Rocky Mount cost 17% below the national median of $410,000. This makes Rocky Mount a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rocky Mount?
20% Down Payment
$68,402
on $342,009
Monthly P&I
$1,784/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,266/mo
incl. taxes & insurance
Income Needed
$90,640
gross annual (30% rule)
10% Down Option
$34,201
+ PMI applies
Loan Amount (20% dn)
$273,607
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rocky Mount, MO?
The median home value in Rocky Mount is $342,009 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Rocky Mount?
Over the past year, home values in Rocky Mount have increased by 3.1%. Over five years, prices have risen approximately 30.4%.
How much do I need to earn to buy a home in Rocky Mount?
To comfortably afford the median home price of $342,009 with a 20% down payment ($68,402) at today's rates (6.8%), you'd need a gross annual income of approximately $90,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Rocky Mount compare to the national average home price?
The national median home value is approximately $410,000. At $342,009, homes in Rocky Mount are 17% below the national average.