Market Overview
Home Prices in Rolla, MO
The median home value in Rolla, MO is $245,063 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rolla are priced40% below average. Rolla is part of the Rolla, MO metro area.
Over the past five years, Rolla home values have risen by approximately34.9%, reflecting strong long-term appreciation in this market.
Price History
Rolla Home Price Trend
2020
$158,664
$159K
—
2021
$181,678
$182K
+14.5%
2022
$212,918
$213K
+17.2%
2023
$214,012
$214K
+0.5%
2024
$226,133
$226K
+5.7%
2025
$236,274
$236K
+4.5%
2026
$245,063
$245K
+3.7%
City Comparison
Rolla vs. National Median
🏠 Rolla
$245,063
National Median
$410,000
At $245,063, homes in Rolla cost 40% below the national median of $410,000. This makes Rolla a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rolla?
20% Down Payment
$49,013
on $245,063
Monthly P&I
$1,278/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,623/mo
incl. taxes & insurance
Income Needed
$64,920
gross annual (30% rule)
10% Down Option
$24,506
+ PMI applies
Loan Amount (20% dn)
$196,050
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rolla, MO?
The median home value in Rolla is $245,063 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Rolla?
Over the past year, home values in Rolla have increased by 3.7%. Over five years, prices have risen approximately 34.9%.
How much do I need to earn to buy a home in Rolla?
To comfortably afford the median home price of $245,063 with a 20% down payment ($49,013) at today's rates (6.8%), you'd need a gross annual income of approximately $64,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Rolla compare to the national average home price?
The national median home value is approximately $410,000. At $245,063, homes in Rolla are 40% below the national average.
What metro area is Rolla part of?
Rolla is part of the Rolla, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.