Market Overview
Home Prices in Rosendale, MO
The median home value in Rosendale, MO is $284,230 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 14.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rosendale are priced31% below average. Rosendale is part of the St. Joseph, MO-KS metro area.
Over the past five years, Rosendale home values have risen by approximately30.2%, reflecting strong long-term appreciation in this market.
Price History
Rosendale Home Price Trend
City Comparison
Rosendale vs. National Median
At $284,230, homes in Rosendale cost 31% below the national median of $410,000. This makes Rosendale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rosendale?
20% Down Payment
$56,846
on $284,230
Monthly P&I
$1,482/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,882/mo
incl. taxes & insurance
Income Needed
$75,280
gross annual (30% rule)
10% Down Option
$28,423
+ PMI applies
Loan Amount (20% dn)
$227,384
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rosendale, MO?
The median home value in Rosendale is $284,230 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Rosendale?
Over the past year, home values in Rosendale have increased by 4.9%. Over five years, prices have risen approximately 30.2%.
How much do I need to earn to buy a home in Rosendale?
To comfortably afford the median home price of $284,230 with a 20% down payment ($56,846) at today's rates (6.8%), you'd need a gross annual income of approximately $75,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Rosendale compare to the national average home price?
The national median home value is approximately $410,000. At $284,230, homes in Rosendale are 31% below the national average.
What metro area is Rosendale part of?
Rosendale is part of the St. Joseph, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.