Market Overview
Home Prices in Saint Ann, MO
The median home value in Saint Ann, MO is $164,538 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Ann are priced60% below average. Saint Ann is part of the St. Louis, MO-IL metro area.
Over the past five years, Saint Ann home values have risen by approximately26.3%, reflecting strong long-term appreciation in this market.
Price History
Saint Ann Home Price Trend
City Comparison
Saint Ann vs. National Median
At $164,538, homes in Saint Ann cost 60% below the national median of $410,000. This makes Saint Ann a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Ann?
20% Down Payment
$32,908
on $164,538
Monthly P&I
$858/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,090/mo
incl. taxes & insurance
Income Needed
$43,600
gross annual (30% rule)
10% Down Option
$16,454
+ PMI applies
Loan Amount (20% dn)
$131,630
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Ann, MO?
The median home value in Saint Ann is $164,538 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Saint Ann?
Over the past year, home values in Saint Ann have increased by 1.4%. Over five years, prices have risen approximately 26.3%.
How much do I need to earn to buy a home in Saint Ann?
To comfortably afford the median home price of $164,538 with a 20% down payment ($32,908) at today's rates (6.8%), you'd need a gross annual income of approximately $43,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Ann compare to the national average home price?
The national median home value is approximately $410,000. At $164,538, homes in Saint Ann are 60% below the national average.
What metro area is Saint Ann part of?
Saint Ann is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.