Market Overview
Home Prices in Saint Clair, MO
The median home value in Saint Clair, MO is $216,794 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Clair are priced47% below average. Saint Clair is part of the St. Louis, MO-IL metro area.
Over the past five years, Saint Clair home values have risen by approximately29.6%, reflecting strong long-term appreciation in this market.
Price History
Saint Clair Home Price Trend
City Comparison
Saint Clair vs. National Median
At $216,794, homes in Saint Clair cost 47% below the national median of $410,000. This makes Saint Clair a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Clair?
20% Down Payment
$43,359
on $216,794
Monthly P&I
$1,131/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,436/mo
incl. taxes & insurance
Income Needed
$57,440
gross annual (30% rule)
10% Down Option
$21,679
+ PMI applies
Loan Amount (20% dn)
$173,435
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Clair, MO?
The median home value in Saint Clair is $216,794 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Saint Clair?
Over the past year, home values in Saint Clair have increased by 3.8%. Over five years, prices have risen approximately 29.6%.
How much do I need to earn to buy a home in Saint Clair?
To comfortably afford the median home price of $216,794 with a 20% down payment ($43,359) at today's rates (6.8%), you'd need a gross annual income of approximately $57,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Clair compare to the national average home price?
The national median home value is approximately $410,000. At $216,794, homes in Saint Clair are 47% below the national average.
What metro area is Saint Clair part of?
Saint Clair is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.