Market Overview
Home Prices in Saint Elizabeth, MO
The median home value in Saint Elizabeth, MO is $348,204 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.7% compared to a year ago and up 6.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Elizabeth are priced15% below average.
Over the past five years, Saint Elizabeth home values have risen by approximately39.4%, reflecting strong long-term appreciation in this market.
Price History
Saint Elizabeth Home Price Trend
City Comparison
Saint Elizabeth vs. National Median
At $348,204, homes in Saint Elizabeth cost 15% below the national median of $410,000. This makes Saint Elizabeth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Elizabeth?
20% Down Payment
$69,641
on $348,204
Monthly P&I
$1,816/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,306/mo
incl. taxes & insurance
Income Needed
$92,240
gross annual (30% rule)
10% Down Option
$34,820
+ PMI applies
Loan Amount (20% dn)
$278,563
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Elizabeth, MO?
The median home value in Saint Elizabeth is $348,204 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.7% year-over-year.
How much have home prices changed in Saint Elizabeth?
Over the past year, home values in Saint Elizabeth have increased by 5.7%. Over five years, prices have risen approximately 39.4%.
How much do I need to earn to buy a home in Saint Elizabeth?
To comfortably afford the median home price of $348,204 with a 20% down payment ($69,641) at today's rates (6.8%), you'd need a gross annual income of approximately $92,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Elizabeth compare to the national average home price?
The national median home value is approximately $410,000. At $348,204, homes in Saint Elizabeth are 15% below the national average.