Market Overview
Home Prices in Saint Martins, MO
The median home value in Saint Martins, MO is $316,121 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.9% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Martins are priced23% below average. Saint Martins is part of the Jefferson City, MO metro area.
Over the past five years, Saint Martins home values have risen by approximately46.8%, reflecting strong long-term appreciation in this market.
Price History
Saint Martins Home Price Trend
City Comparison
Saint Martins vs. National Median
At $316,121, homes in Saint Martins cost 23% below the national median of $410,000. This makes Saint Martins a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Martins?
20% Down Payment
$63,224
on $316,121
Monthly P&I
$1,649/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,094/mo
incl. taxes & insurance
Income Needed
$83,760
gross annual (30% rule)
10% Down Option
$31,612
+ PMI applies
Loan Amount (20% dn)
$252,897
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Martins, MO?
The median home value in Saint Martins is $316,121 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.9% year-over-year.
How much have home prices changed in Saint Martins?
Over the past year, home values in Saint Martins have increased by 10.9%. Over five years, prices have risen approximately 46.8%.
How much do I need to earn to buy a home in Saint Martins?
To comfortably afford the median home price of $316,121 with a 20% down payment ($63,224) at today's rates (6.8%), you'd need a gross annual income of approximately $83,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Martins compare to the national average home price?
The national median home value is approximately $410,000. At $316,121, homes in Saint Martins are 23% below the national average.
What metro area is Saint Martins part of?
Saint Martins is part of the Jefferson City, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.