Market Overview
Home Prices in Saint Mary, MO
The median home value in Saint Mary, MO is $271,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8% compared to a year ago and up 9.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Mary are priced34% below average.
Over the past five years, Saint Mary home values have risen by approximately41.8%, reflecting strong long-term appreciation in this market.
Price History
Saint Mary Home Price Trend
2020
$163,947
$164K
—
2021
$191,475
$191K
+16.8%
2022
$219,502
$220K
+14.6%
2023
$224,265
$224K
+2.2%
2024
$229,018
$229K
+2.1%
2025
$251,507
$252K
+9.8%
2026
$271,572
$272K
+8.0%
City Comparison
Saint Mary vs. National Median
🏠 Saint Mary
$271,572
National Median
$410,000
At $271,572, homes in Saint Mary cost 34% below the national median of $410,000. This makes Saint Mary a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Mary?
20% Down Payment
$54,314
on $271,572
Monthly P&I
$1,416/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,798/mo
incl. taxes & insurance
Income Needed
$71,920
gross annual (30% rule)
10% Down Option
$27,157
+ PMI applies
Loan Amount (20% dn)
$217,258
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Mary, MO?
The median home value in Saint Mary is $271,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8% year-over-year.
How much have home prices changed in Saint Mary?
Over the past year, home values in Saint Mary have increased by 8%. Over five years, prices have risen approximately 41.8%.
How much do I need to earn to buy a home in Saint Mary?
To comfortably afford the median home price of $271,572 with a 20% down payment ($54,314) at today's rates (6.8%), you'd need a gross annual income of approximately $71,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Mary compare to the national average home price?
The national median home value is approximately $410,000. At $271,572, homes in Saint Mary are 34% below the national average.