Market Overview
Home Prices in Saint Peters, MO
The median home value in Saint Peters, MO is $327,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Peters are priced20% below average. Saint Peters is part of the St. Louis, MO-IL metro area.
Over the past five years, Saint Peters home values have risen by approximately30.2%, reflecting strong long-term appreciation in this market.
Price History
Saint Peters Home Price Trend
City Comparison
Saint Peters vs. National Median
At $327,776, homes in Saint Peters cost 20% below the national median of $410,000. This makes Saint Peters a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Peters?
20% Down Payment
$65,555
on $327,776
Monthly P&I
$1,709/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,170/mo
incl. taxes & insurance
Income Needed
$86,800
gross annual (30% rule)
10% Down Option
$32,778
+ PMI applies
Loan Amount (20% dn)
$262,221
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Peters, MO?
The median home value in Saint Peters is $327,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Saint Peters?
Over the past year, home values in Saint Peters have increased by 3.3%. Over five years, prices have risen approximately 30.2%.
How much do I need to earn to buy a home in Saint Peters?
To comfortably afford the median home price of $327,776 with a 20% down payment ($65,555) at today's rates (6.8%), you'd need a gross annual income of approximately $86,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Peters compare to the national average home price?
The national median home value is approximately $410,000. At $327,776, homes in Saint Peters are 20% below the national average.
What metro area is Saint Peters part of?
Saint Peters is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.