Market Overview
Home Prices in Scott City, MO
The median home value in Scott City, MO is $179,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Scott City are priced56% below average. Scott City is part of the Sikeston, MO metro area.
Over the past five years, Scott City home values have risen by approximately16.0%, reflecting steady appreciation in this market.
Price History
Scott City Home Price Trend
City Comparison
Scott City vs. National Median
At $179,289, homes in Scott City cost 56% below the national median of $410,000. This makes Scott City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Scott City?
20% Down Payment
$35,858
on $179,289
Monthly P&I
$935/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,187/mo
incl. taxes & insurance
Income Needed
$47,480
gross annual (30% rule)
10% Down Option
$17,929
+ PMI applies
Loan Amount (20% dn)
$143,431
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Scott City, MO?
The median home value in Scott City is $179,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Scott City?
Over the past year, home values in Scott City have increased by 3.1%. Over five years, prices have risen approximately 16.0%.
How much do I need to earn to buy a home in Scott City?
To comfortably afford the median home price of $179,289 with a 20% down payment ($35,858) at today's rates (6.8%), you'd need a gross annual income of approximately $47,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Scott City compare to the national average home price?
The national median home value is approximately $410,000. At $179,289, homes in Scott City are 56% below the national average.
What metro area is Scott City part of?
Scott City is part of the Sikeston, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.