Market Overview
Home Prices in Shoal Creek Drive, MO
The median home value in Shoal Creek Drive, MO is $193,054 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 6.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shoal Creek Drive are priced53% below average. Shoal Creek Drive is part of the Joplin, MO metro area.
Price History
Shoal Creek Drive Home Price Trend
2022
$147,854
$148K
—
2023
$161,990
$162K
+9.6%
2024
$168,277
$168K
+3.9%
2025
$179,915
$180K
+6.9%
2026
$193,054
$193K
+7.3%
City Comparison
Shoal Creek Drive vs. National Median
🏠 Shoal Creek Drive
$193,054
National Median
$410,000
At $193,054, homes in Shoal Creek Drive cost 53% below the national median of $410,000. This makes Shoal Creek Drive a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Shoal Creek Drive?
20% Down Payment
$38,611
on $193,054
Monthly P&I
$1,007/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,279/mo
incl. taxes & insurance
Income Needed
$51,160
gross annual (30% rule)
10% Down Option
$19,305
+ PMI applies
Loan Amount (20% dn)
$154,443
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shoal Creek Drive, MO?
The median home value in Shoal Creek Drive is $193,054 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in Shoal Creek Drive?
Over the past year, home values in Shoal Creek Drive have increased by 7.3%.
How much do I need to earn to buy a home in Shoal Creek Drive?
To comfortably afford the median home price of $193,054 with a 20% down payment ($38,611) at today's rates (6.8%), you'd need a gross annual income of approximately $51,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Shoal Creek Drive compare to the national average home price?
The national median home value is approximately $410,000. At $193,054, homes in Shoal Creek Drive are 53% below the national average.
What metro area is Shoal Creek Drive part of?
Shoal Creek Drive is part of the Joplin, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.