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📍 South West City, MO · Zillow ZHVI · July 2026

Average Home Price in
South West City, MO

McDonald County County

Median Home Value
$188,161
↑ 1.7% year-over-year
vs. National Median
$410,000
South West City is 54% below
Est. Monthly Payment
$981/mo
20% down · 6.8% rate
Income Needed
$50K
gross annual (30% rule)
Median Home Value
$188,161
↑ 1.7% year-over-year
Down Payment (20%)$37,632
Monthly P&I$981/mo
With Taxes & Ins.~$1,246/mo
Income Needed$49,840/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in South West City, MO

The median home value in South West City, MO is $188,161 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 7.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in South West City are priced54% below average.

City Comparison

South West City vs. National Median

🏠 South West City
$188,161
National Median
$410,000

At $188,161, homes in South West City cost 54% below the national median of $410,000. This makes South West City a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in South West City?

20% Down Payment
$37,632
on $188,161
Monthly P&I
$981/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,246/mo
incl. taxes & insurance
Income Needed
$49,840
gross annual (30% rule)
10% Down Option
$18,816
+ PMI applies
Loan Amount (20% dn)
$150,529
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in South West City, MO?
The median home value in South West City is $188,161 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in South West City?
Over the past year, home values in South West City have increased by 1.7%.
How much do I need to earn to buy a home in South West City?
To comfortably afford the median home price of $188,161 with a 20% down payment ($37,632) at today's rates (6.8%), you'd need a gross annual income of approximately $49,840. This assumes keeping total housing costs at or below 30% of gross income.
How does South West City compare to the national average home price?
The national median home value is approximately $410,000. At $188,161, homes in South West City are 54% below the national average.