Market Overview
Home Prices in Spickard, MO
The median home value in Spickard, MO is $232,755 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.7% compared to a year ago and up 7.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Spickard are priced43% below average.
Over the past five years, Spickard home values have risen by approximately43.0%, reflecting strong long-term appreciation in this market.
Price History
Spickard Home Price Trend
2020
$131,584
$132K
—
2021
$162,739
$163K
+23.7%
2022
$185,993
$186K
+14.3%
2023
$191,950
$192K
+3.2%
2024
$205,225
$205K
+6.9%
2025
$220,232
$220K
+7.3%
2026
$232,755
$233K
+5.7%
City Comparison
Spickard vs. National Median
🏠 Spickard
$232,755
National Median
$410,000
At $232,755, homes in Spickard cost 43% below the national median of $410,000. This makes Spickard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Spickard?
20% Down Payment
$46,551
on $232,755
Monthly P&I
$1,214/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,542/mo
incl. taxes & insurance
Income Needed
$61,680
gross annual (30% rule)
10% Down Option
$23,276
+ PMI applies
Loan Amount (20% dn)
$186,204
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Spickard, MO?
The median home value in Spickard is $232,755 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.7% year-over-year.
How much have home prices changed in Spickard?
Over the past year, home values in Spickard have increased by 5.7%. Over five years, prices have risen approximately 43.0%.
How much do I need to earn to buy a home in Spickard?
To comfortably afford the median home price of $232,755 with a 20% down payment ($46,551) at today's rates (6.8%), you'd need a gross annual income of approximately $61,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Spickard compare to the national average home price?
The national median home value is approximately $410,000. At $232,755, homes in Spickard are 43% below the national average.