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📍 Stella, MO · Zillow ZHVI · July 2026

Average Home Price in
Stella, MO

Joplin, MO metro area · McDonald County County

Median Home Value
$281,946
↑ 4.2% year-over-year
vs. National Median
$410,000
Stella is 31% below
Est. Monthly Payment
$1,470/mo
20% down · 6.8% rate
Income Needed
$75K
gross annual (30% rule)
Median Home Value
$281,946
↑ 4.2% year-over-year
Down Payment (20%)$56,389
Monthly P&I$1,470/mo
With Taxes & Ins.~$1,867/mo
Income Needed$74,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Stella, MO

The median home value in Stella, MO is $281,946 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 6.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Stella are priced31% below average. Stella is part of the Joplin, MO metro area.

City Comparison

Stella vs. National Median

🏠 Stella
$281,946
National Median
$410,000

At $281,946, homes in Stella cost 31% below the national median of $410,000. This makes Stella a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Stella?

20% Down Payment
$56,389
on $281,946
Monthly P&I
$1,470/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,867/mo
incl. taxes & insurance
Income Needed
$74,680
gross annual (30% rule)
10% Down Option
$28,195
+ PMI applies
Loan Amount (20% dn)
$225,557
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Stella, MO?
The median home value in Stella is $281,946 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Stella?
Over the past year, home values in Stella have increased by 4.2%.
How much do I need to earn to buy a home in Stella?
To comfortably afford the median home price of $281,946 with a 20% down payment ($56,389) at today's rates (6.8%), you'd need a gross annual income of approximately $74,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Stella compare to the national average home price?
The national median home value is approximately $410,000. At $281,946, homes in Stella are 31% below the national average.
What metro area is Stella part of?
Stella is part of the Joplin, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.