Market Overview
Home Prices in Stotts City, MO
The median home value in Stotts City, MO is $242,553 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stotts City are priced41% below average.
Over the past five years, Stotts City home values have risen by approximately31.6%, reflecting strong long-term appreciation in this market.
Price History
Stotts City Home Price Trend
2020
$146,618
$147K
—
2021
$184,339
$184K
+25.7%
2022
$218,911
$219K
+18.8%
2023
$216,270
$216K
-1.2%
2024
$220,529
$221K
+2.0%
2025
$234,962
$235K
+6.5%
2026
$242,553
$243K
+3.2%
City Comparison
Stotts City vs. National Median
🏠 Stotts City
$242,553
National Median
$410,000
At $242,553, homes in Stotts City cost 41% below the national median of $410,000. This makes Stotts City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stotts City?
20% Down Payment
$48,511
on $242,553
Monthly P&I
$1,265/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,607/mo
incl. taxes & insurance
Income Needed
$64,280
gross annual (30% rule)
10% Down Option
$24,255
+ PMI applies
Loan Amount (20% dn)
$194,042
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stotts City, MO?
The median home value in Stotts City is $242,553 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Stotts City?
Over the past year, home values in Stotts City have increased by 3.2%. Over five years, prices have risen approximately 31.6%.
How much do I need to earn to buy a home in Stotts City?
To comfortably afford the median home price of $242,553 with a 20% down payment ($48,511) at today's rates (6.8%), you'd need a gross annual income of approximately $64,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Stotts City compare to the national average home price?
The national median home value is approximately $410,000. At $242,553, homes in Stotts City are 41% below the national average.